Just some tips and advice.
Everyday we get to create happiness, saving people a tremendous amount money with their mortgage needs. Since money is still very inexpensive(to borrow) we are arranging a considerable amount of refinances. People that currently own a home are pulling out…
In a recent CBC Go Public article, the Financial Consumer Agency of Canada (FCAC) deputy commissioner Brigitte Goulard said she “can understand” why bank employees and customers might feel disappointed by the regulator’s report. “The bank environment is a sales…
An informative article that does a good job explaining the impending mortgage rule changes. Click here
I have first hand knowledge of what benefits written documentation can provide when a relationship dissolves. A great article that everyone should read. CP Are your major financial assets protected as you enter into a serious relationship?
As the housing market heats up in South Western Ontario property values rise. If you are not planning on selling anytime soon you can still benefit from this market. Interest rates are at historic lows and combine that…
In a large number of cities in South Western Ontario the real estate market is booming. Some may even call it (insert profanity) ridiculous! With booming markets comes multiple offers and it’s important to try not to get caught up…
“Increasing the complexity of a service raises the value of the service provider”. The last ninety days of 2016 have brought many changes to Canadian mortgage lending making the entire process much more complicated for all home owners, be they…
Ever wonder how much that new car payment or line of credit balance is costing you when you start looking for a home? Perhaps you didn’t know that any personal debt you carry restricts the amount of money you can…
The answer is probably not. Equifax Canada uses 6 different types of credit score algorithms(mathematical formulas used to calculate the score) which are used by different lending industries. For example the auto industry uses a different type of score than…
The simple answer to this is yes, most of the time. And what happens when your credit bureau is not accurate? Errors or omissions on your credit bureau can have a detrimental effect on your ability to qualify for a…